I somewhat acquired every relevant upgrade I ever want on becoming while sitting on OSRS Gold a fairly substantial amount of gp should I want anything else. For me rs and I still play with for a few different things. The very first, I really like pvm in general. To this end I invest a lot of time simply doing pvm together with my buddies (aod/solak/rago/w/e sounds fun at the time). I would say this is usually casual pvm for me sometimes it is going to entail doing some teaching things, sometimes it's only meme hrs etc.. Like heading for timers that are great at rago/solak I also prefer to perform tryhard hrs of pvm.
Otherwise I'm probably only making progress towards various achievements/droplogs as a passtime. Part of this is my hard disk scroll grind(along with masters). But I'm also searching for an eventual ifb and we'll see what else I become inspired to do along the way. I enjoyed so I simply started selling floors dungeoneering. Ended up getting me enough money for whatever I ever needed. Now I just do daily 4fun dungeoneering, and should I want to pick up something I still have the cash.
If I could return in time to when I was making soft clay for gp, I would have told me to just play Runescape within my limits. Money take interest or can come passively. Time spent loving Runescape is no time. I have about 3b and its selling that is nearly from flooring, although I would not call myself super wealthy. Everything you said is basically what I'd say. I have more money than I need right now so that I mainly only go around helping folks or performing dungeoneering for fun.
I never needed a bill but my lender is more than a bill. I don't like looking at big numbers so I instantly spend the amount on restocking for pvm like for old fashioned ovls baskets etc and buying skills for 99 or 120. Already got bis melee equipment, which I bought with cash I created through pvming and great mage and ranged gear. I'm mostly broke because I always spend my money on something expensive. However since I've everything I need I don't require the cashmoney nor do I sense broke.
Forgot to reply on what I do with my time. If I am being honest here I really don't understand. Largely I come online just to farm exp and quest points since I am close to reach maxed and quest Cape with 380+- quest points. I have everything I want for pvming. So runescape gameplay at this time is dull. Looking for a family busy kind clan with lots of cheap Runescape gold events and individuals really frightening in discord or ts. Want some buddies. Not looking for a clan having a clan leader going for the big numbers of clan members.